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Blog

Welcome to our blog page, we hope you find our blogs useful, exciting and informative .

Beware of variations on the Crash for Cash Scam

The sentencing of three men in November this year, for conspiring to deliberately cause a crash, in order to claim for injuries and vehicle damage, introduced a new variation on the crash-for-cash scam.  

Fewer HSE Prosecutions, Bigger Fines

The latest figures released by the Health & Safety Executive (HSE) show that a verdict was reached in 517 cases prosecuted by the HSE (or the Crown Office Procurator Fiscal Service in Scotland) in 2017/18 a fall from 612 cases in 2016/17.

That Sinking Feeling!

Subsidence claims have hit a ten year high following our sizzling summer.  The Association of British Insurers (ABI) has revealed that more than 10,000 households made subsidence claims worth a total of £64 million in July, August and September of this year.

Trending Claims in Employment Practices Liability

Whilst the main source of Employment Practices Liability (EPL) claims remains wrongful termination issues, the #MeToo movement, has exposed abuse of power and an increased focus on gender pay discrepancies.   Both have demonstrated the growing need for EPL insurance.

Office Christmas Parties?  Bah Humbug!

Legal firm, DAS Law , has issued a timely festive blog. The aim is to remind employers and employees alike that whilst the office Christmas party is an opportunity for work colleagues to relax and have a few drinks, it can also be a minefield.

David talks Cyber Risks at BAMA

Client Director, David Harrison was delighted to be invited by the British Aerosol Manufacturers Association (BAMA), who represent the aerosol industry, from suppliers of components and ingredients to fillers and marketers of aerosol products, to be a guest speaker at their annual Forum held at Oulton Hall, Leeds.

<span style="font-weight: bold; text-align: left; display: block; width: 100%;">It's Getting Hot in Here</span>

2018 will be remembered as the year of the Great British Heat Wave.  A year when many employees (and employers) across the country have been asking the question: ‘We have a minimum workplace temperature, but why is there no legally enforceable maximum workplace temperature?’ 

<span style="font-weight: bold; text-align: left; display: block; width: 100%;">It's Murder on the Dance Floor</span>

Leisure venues have long wrestled with the issue of defending allegations of negligence for slips when drink is spilt on dance floors.  A recent court case has delivered a positive result and laid down some much needed case law guidance for defending these claims.

<span style="font-weight: bold; text-align: left; display: block; width: 100%;">Rise in Motor Theft Claims Linked to Keyless Vehicle Crime</span>

According to figures released by the Association of British Insurers in the first nine months of this year the cost of motor theft claims rose to £271 million, an increase of 32% on the same period last year. The number of claims settled was 41,000 rising 11% on last year.

Why it is important to review your liability indemnity limits

The increasing litigious society we live in coupled with legislative changes has meant we are seeing claims that can potentially exceed £20,000,000.

As a result we are now recommending that you carry a minimum limit of indemnity of £30,000,000 in respect of Employers, Public and Products liability.

Asbestos identified in Bunsen burner gauze mats

Gauze mats for use with Bunsen burners supplied by two UK laboratory supply companies have been identified as containing asbestos in the centre area.

Cyber Liability - Watch those Indemnity Periods!

Cyber Liability Insurance remains a relatively new insurance product and as with all new insurance products it is when claims start to appear that the cover variations can be evaluated.  

Franklands' client of 50 years opens new hub

This year marks the 50th year that Franklands, previously Shevill Parkes, has provided risk and insurance advice to Foston based logistics company ATL.

It's Firework Season - Let's be careful

Halloween, Diwali, Bonfire Night and Christmas sees the arrival of the annual fireworks season. The damage which can be caused to property and business operations, as a consequence of using fireworks is a serious concern. It poses danger to all types of buildings, including commercial and industrial premises as well as residential.

<strong>Government cashes in on IPT</strong>

Research by UHY Hacker Young (UHY) shows why  Insurance Premium Tax (IPT) has become one of the Government's favoured income generators. The Government’s take from Insurance Premium Tax (IPT) increased to £6bn in 2017/18, an increase of 22% over the £4.88bn collected the previous year, a far larger amount than had been predicted.

 

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