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There are 7 blog posts in the category "property"

Insurance Brokers call for Government to confirm commitment to spend insurance premium tax on flood defences

The announcement of the General Election in December, and the recent flooding in the North of England, has prompted the British Insurance Brokers’ Association (BIBA) to call upon the future Government to confirm that it will continue with its commitment to ring-fence money collected through Insurance Premium Tax (IPT) for flood defence spending.

Firework season arrives with a bang!

Diwali celebrations during October mark the arrival of the annual fireworks season quickly followed by Halloween, Bonfire Night and Christmas. Firework season is a time for celebration and should always be enjoyed, but whilst injury is a primary concern during this period, the potential for damage to property and business operations, as a consequence of fireworks is a serious concern.

A perfect storm for construction professional indemnity insurance

The tragic events at Grenfell Tower in June 2017 have further impacted upon the availability of Professional Indemnity (PI) Insurance in an already difficult market.

The UK construction PI market has deteriorated over the last 12 months and continues to do so. Following a ‘Thematic Review’ by Lloyds of London in 2018 many loss-making syndicates have been forcibly put into run-off, and others have had their capacity reduced. In the last 12 months Aspen, Brit, Hamilton Syndicate 3334, Novae and most recently Pioneer Syndicate have withdrawn from the UK PI market entirely and several others have withdrawn from underwriting ‘design and construct’ and construction PI. As a result most insurers that maintain any appetite for this sector are quoting increased premiums, higher excesses and limiting their exposure through restricted policy coverage.

Help at hand for under fire landlords

The Government has announced new plans to prevent private landlords from evicting tenants without a "concrete, evidenced reason already specified in law" in order to bring tenancies to an end.

Making the case for sprinkler protection

There is clear evidence that sprinklers are a valuable business risk reduction feature that can quickly extinguish a fire and help prevent it from spreading. A properly installed sprinkler system will detect the fire’s heat, initiate an alarm, and activate just moments after the flames appear.

Franklands are attending East Midlands Property Owners (EMPO) Expo

Franklands are attending East Midlands Property Owners (EMPO), Derbyshire Landlord and Letting Agent Expo, taking place on Thursday 20th October at the iPro Stadium.

The Manufacturer’s Guide to Business Interruption Insurance

No manufacturing business would like to think that following a major incident their business would be interrupted for a substantial time, with a resulting loss of income. But this can and does happen and you need to be prepared should you find yourself in this situation.

Business interruption insurance will cover the loss of income and or additional expenses, that your company would suffer in the event of a disaster and is possibly the most important insurance coverage available to manufacturers. There seems little point in replacing Buildings, Machinery and Stock if a sustained loss of income forces the company out of business.

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