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Welcome to our blog page, we hope you find our blogs useful, exciting and informative .

How can I protect my company from electronic bank transfer fraud?

Businesses face a growing threat in person, over the telephone or through e-mail from fraudsters pretending to be someone they are not, in order to secure bank account access details. These money transfer scams are the most common scams that consumers fall for with banks and insurers suggesting that this is now a daily event with circa 50, or so, a day being successful.

The most common data security weaknesses and how you can avoid them

The Information Commissioner’s Office published a report in June 2014 entitled “Learning from the Mistakes of Others”, listing the most common security weaknesses identified during their investigations of data breaches and how these can be avoided.

The Information Commissioner’s Office issued fines for many of these incidents, but the offences could have been avoided if the industry standards identified in the report were adopted.

3 reasons to take your technology insurance more seriously

Being at the forefront of innovation, technology businesses can be exposed to risks that their insurer may not even cover full stop, let alone in include in their actual policy.

3 ways insurance can protect your technology business

In the rapidly changing world of technology how do you protect your thriving ICT business in an unstable and sometimes unfamiliar market?

Here’s 3 ways insurance can help protect your business…

Surveyors professional indemnity: 5 things your policy should include

Surveying is one of the oldest and most traditional professions. Its health is very much tied to the economy, both for general practice in terms of property sales and valuations and also in construction with increased, or decreased activity for construction professionals such as Quantity Surveyors, Project Managers etc.

As a result the underwriting performance for insurers has often been poor and the profession has consistently faced difficulties with obtaining affordable Professional Indemnity Insurance.

To make sure your surveying firm is ready to submit a new application, or renew an existing policy, here are 5 things your policy should include…

Bonfire Night celebrations result in increased risk for businesses

Bonfire Night is typically the most demanding night of the year for the police, the fire brigade and other agencies.

The damage which can be caused to property and business operations, as a consequence of the use of fireworks is a serious concern, posing a danger to all types of buildings, including commercial and industrial premises as well as residential.

As far as this relates to the business community, the risk posed by fireworks, whether this is the result of anti-social behaviour or just an accident caused by burning debris, can be significant.

Solicitors professional indemnity insurance: 5 step checklist

Price isn't everything when it comes to PII. Before you accept an offer, you need to make sure that your new or renewing policy covers you for the full spectrum of activity your business undertakes.

Follow our 5 step checklist below to ensure you have the correct solicitors professional indemnity insurance:

FAQs on liability caps for surveyors professional indemnity

Make sure you know exactly what liability caps are and how they could affect your business in the case of a professional indemnity claim. Here's everything you need to know about liability caps for surveyors:

What are they?

Liability caps are contractual agreements that mean a client can only claim damages up to the amount agreed, even if the law would otherwise award a greater sum in damages.

RICS themselves strongly recommend the use of caps wherever possible as a way in which to manage the risk in valuation work, and to ensure that there is a fair allocation of risk and reward between members and their clients.

Professional indemnity for accountants: 9 checks your insurer makes

Accountancy is one of the more 'established' professions, but this hasn't stopped the sector becoming fragmented with a confusing mix of several professional bodies and unqualified but highly experienced advisors.

You will also know that firms vary greatly in size and services, which is why insurers have to take extra steps with accountants before accepting a professional indemnity policy.

To make sure your accountancy firm is ready to submit a new or renewing policy, here's 10 pieces of information insurers scrutinise including the risk associated with each check when signing off professional indemnity for accountants.

6 step surveyors guide to handling professional indemnity complaints

Avoiding complaints or dealing with them expeditiously, is important to a successful business.

Last year 75% of complaints were accepted by the Ombudsman because firms had not resolved the complaint within the eight week period allowed to a surveyor for internal resolution.

Only 19% were referred because the complainant was not satisfied with the surveyor's response to the complaint. There is substantial scope for reducing referrals to the Ombudsman if this eight week period is used more effectively.

Is cyber liability covered in your professional indemnity policy?

Depending upon the nature of your business, depends on how important you hold cyber risks.


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