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Civil Engineers

What should Civil Engineering companies expect of their insurance broker?

  1. Does your insurance broker fully understand the risks facing civil engineers?
  2. Are they fully conversant with standard forms of contract conditions and will they review contracts to establish your exposure?
  3. Have they considered your requirements for the following insurance contracts?
  • Employers/Contractors Liability
  • Contract Works/ Contractors All Risks
  • Design and Construct Professional Indemnity
  • Non Negligent Liability 21.2.1/6.5.1
  • Environmental Liabilities
  • Own Plant and Hired in Plant
      4. Are they able to arrange Performance Bonds or Latent Defects Insurance?

      5. Have they reviewed your health and safety controls and suggested improvements?

      6. Does your Broker have Chartered status?

  • Do they employ only qualified insurance professionals?
  • Do they offer the buying capacity of one of the UK's largest broking groups with total premium placement of more than £280,000,000?
      7. Is your Broker passionate about its understanding of your business and does it take genuine pride in putting the customer first?
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